Robocash Review (2019)

How to Invest Money

Robocash is one of the platforms that presents itself as one of the best options for high-yield investments. Since investing in real estate without shelling in a lot of cash right away can be very tricky, Robocash offers a simpler and interesting approach that a lot of people will like quite a bit. The thing that you might not know about this platform is that it’s mostly focused on Asia and Europe.

How can you invest on this platform?

The Robocash platform allows you to invest in short-term personal loans. These can yield you around 12% annually. They are also offering long term loans and the return on investment is a bit higher, around 14% or so. However, the fact that you won’t receive monthly payments is strange. That being said, you are paid everything at the end of that period. It’s still a pretty good investment but it could definitely be better.

If you’re a new investor you don’t really want to invest in speculative loans. You want to enter secure investments that actually guarantee some sort of return. That’s why using this platform makes a lot of sense. You have a guaranteed amount and if there are problems you will be fully guaranteed that particular amount without having to worry about any losses.

The way you invest is just like any other platform. You create an account, choose one of the current options and then you are good to go. It’s great because you have many options to choose from and each one of them has detailed information. What that means is that you are not investing blindly or anything like that. You have all the investment information, including the return you will receive in a month/year right in front of you. That makes it easy to know what you are putting your money into and what you can expect.

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Unlike other platforms that have a more speculative approach, Robocash works great because it’s convenient, easy to use and powerful. It’s adaptable to the customer requirements and very informative.

Buyback guarantee

When you invest online you can always encounter one form of risk or another. Thankfully Robocash helps minimize the risk because they have a buyback guarantee. Even if the company you chose to fund will not repay Robocash, they will still pay you back. While they are exposed and they might lose money, you will not have to worry about any potential issues. As long as Robocash is profitable there’s nothing to worry about.

Apparently they have a deposit created specifically for this type of situation. But during the Robocash review process we were unable to figure out what amount is that deposit for. Still, being able to acquire that kind of protection is extremely important and it’s certainly the type of thing that you will enjoy a lot.

What we do know is that Robocash was created in 2010 and they have turned profits from 2015 onward. You can see a descriptive insight into their financials on the order page. We found that their profits did increase every year, in fact the profits seem to double, so the company is apparently doing very well. This kind of stuff certainly encourages you to invest when you see it.

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Automatic investments

Yes, Robocash does have automatic investments and they allow you to do that for different portfolios. But for automatic investments you need only a single investment. You can set the size of that investment, the interest rate you want, the portfolio name and what will happen to the interest and repayments. You can choose to reinvest the money you earn, so it’s basically a very good option to consider if you’re investing in multiple platforms and want to invest all the time in new opportunities. You do have the ability to reinvest principal amount, a very good option that might help you increase your profits.

Are there exit options?

There are, you can go with microloans or installment loans. The microloan option is a bit tricky because there’s no selling option. But you can wait until the funds are returned and you can stop automatic investing. The same thing with 1 year loans, in this case you can sell them as well, which makes it easier to get rid of them if you want to.

During our experience with Robocash we found the platform to be very easy to use and it does feature quite a lot of amazing investment opportunities. It does take a little bit of time to get used to, but the best part is that most of the system is automated and you don’t have to spend a lot of time with it. Yes, there are challenges to consider but as a whole you will find Robocash to work great and to be adapted to your own requirements.

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Pros

  • Good interest rates
  • Not a lot of risks

Cons

  • Translations and ergonomics can be better
  • Long term loans don’t pay interest on a monthly basis

Should you use Robocash?

Robocash is one of those platforms that sound great on paper. But the true benefits come when you really start to use it. This is actually a great investment platform that has been around for 9 years now. They managed to grow quite nicely in the past few years and they are quite profitable now. As a result, new investment opportunities are coming in and that’s really nice for new investors.

You can start investing at 10 euros and you are free to choose from 2 different investment packages. We don’t like the fact that you are unable to receive monthly interest and you can’t sell the short term investments with someone else. But putting that aside, Robocash works great and it’s extremely easy to invest here, especially if you’re a newcomer. The platform is functional, it does need more polish when it comes to the interface and translations. However investors want to make sure that they won’t get scammed and Robocash is definitely a trustworthy site. Thousands of people invested here already and while the income you can get is not the best in the industry, the company is trustworthy and it works as advertised!

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